@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix skosxl: <http://www.w3.org/2008/05/skos-xl#> .
@prefix ns0: <http://aims.fao.org/aos/agrontology#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ns1: <http://art.uniroma2.it/ontologies/vocbench#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix nalt: <https://lod.nal.usda.gov/nalt/> .

agrovoc:xl_es_1299519371940
  a skosxl:Label ;
  ns0:hasRelatedTerm agrovoc:xl_es_1299519371195 ;
  dc:created "1987-04-15T00:00:00Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "23587"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Crédito rural"@es .

agrovoc:xDef_2ae9250f
  rdf:value "Un accord par lequel un emprunteur reçoit quelque chose de valeur et s'engage à le rembourser sur une délai déterminé, généralement avec intérêts"@fr ;
  ns1:hasSource "FAOLEX. 2025. Glossary https://www.fao.org/faolex/" ;
  dc:created "2025-10-23T11:23:29"^^xsd:dateTime .

agrovoc:xDef_69c3255b
  rdf:value "A contractual agreement in which a borrower receives something of value immediately and agrees to pay for it later, usually with interest."@en ;
  ns1:hasSource "FAOLEX. 2025. Glossary https://www.fao.org/faolex/" ;
  dc:created "2025-10-23T11:22:59"^^xsd:dateTime .

agrovoc:xDef_b6b0b63d
  rdf:value "Acuerdo en virtud del cual un prestatario recibe algo de valor y se compromete a pagarlo en el plazo establecido, generalmente con intereses."@es ;
  ns1:hasSource "FAOLEX. 2025. Glossary https://www.fao.org/faolex/" ;
  dc:created "2025-10-23T11:23:17"^^xsd:dateTime .

agrovoc:xl_pt_1299519371669
  a skosxl:Label ;
  dc:created "1998-08-04T00:00:00Z"^^xsd:dateTime ;
  dc:modified "2021-06-16T21:24:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "1954"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "crédito"@pt .

agrovoc:xl_es_1299519371195
  a skosxl:Label ;
  ns0:hasRelatedTerm agrovoc:xl_es_1299519371940 ;
  dc:created "1981-01-23T00:00:00Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "1954"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Crédito"@es .

agrovoc:xl_fr_1299519371240
  a skosxl:Label ;
  dc:created "1981-01-21T00:00:00Z"^^xsd:dateTime ;
  dc:modified "2021-05-24T17:34:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "1954"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "crédit"@fr .

agrovoc:xl_en_1299519371175
  a skosxl:Label ;
  dc:created "1981-01-09T00:00:00Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "1954"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "credit"@en .

<http://agrotermos.dados.embrapa.br/agrotermos>
  a owl:owOntology, skos:ConceptScheme ;
  skos:prefLabel "Agrotermos"@es, "Agrotermos"@en, "Agrotermos"@pt-BR .

skos:prefLabel rdfs:comment "A resource has no more than one value of skos:prefLabel per language tag."@en .
agrovoc:c_1954
  a skos:Concept ;
  ns0:affects agrovoc:c_4946 ;
  ns0:isObjectOfActivity agrovoc:c_28852, agrovoc:c_9077, agrovoc:c_4409, agrovoc:c_15684, agrovoc:c_1272, agrovoc:c_2902 ;
  ns0:isUsedIn agrovoc:c_29785 ;
  dc:created "2011-11-20T20:03:12Z"^^xsd:dateTime ;
  dc:modified "2026-05-27T14:22:40"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:altLabel "Crédito rural"@es ;
  skos:broader agrovoc:c_2901 ;
  skos:closeMatch <http://purl.org/bncf/tid/1196>, <http://dbpedia.org/resource/Credit> ;
  skos:definition agrovoc:xDef_2ae9250f, agrovoc:xDef_69c3255b, agrovoc:xDef_b6b0b63d ;
  skos:exactMatch <http://metadata.un.org/thesaurus/1001365>, <https://d-nb.info/gnd/4032923-9>, nalt:20569, <http://zbw.eu/stw/descriptor/12251-1>, <http://www.eionet.europa.eu/gemet/concept/13177>, <http://eurovoc.europa.eu/285> ;
  skos:inScheme <http://agrotermos.dados.embrapa.br/agrotermos> ;
  skos:narrower agrovoc:c_28650, agrovoc:c_1858, agrovoc:c_331092, agrovoc:c_8670, agrovoc:c_28912, agrovoc:c_28907, agrovoc:c_28959 ;
  skos:prefLabel "credit"@en, "crédit"@fr, "Crédito"@es, "crédito"@pt ;
  skos:related agrovoc:c_3626, agrovoc:c_9f2b9344 ;
  skosxl:altLabel agrovoc:xl_es_1299519371940 ;
  skosxl:prefLabel agrovoc:xl_pt_1299519371669, agrovoc:xl_es_1299519371195, agrovoc:xl_fr_1299519371240, agrovoc:xl_en_1299519371175 .

agrovoc:c_28852
  a skos:Concept ;
  ns0:hasObjectOfActivity agrovoc:c_1954 ;
  skos:prefLabel "venda a crédito"@pt-BR, "venda a crédito"@pt, "vente à crédit"@fr, "Venta a credito"@es, "credit sales"@en .

agrovoc:c_28959
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "crédito a curto prazo"@pt, "crédit à court terme"@fr, "Crédito a corto plazo"@es, "short-term credit"@en .

agrovoc:c_28907
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "crédito a longo prazo"@pt, "crédit à long terme"@fr, "Crédito a largo plazo"@es, "long-term credit"@en .

agrovoc:c_28912
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "crédito a médio prazo"@pt, "crédit à moyen terme"@fr, "Crédito a medio plazo"@es, "medium-term credit"@en .

agrovoc:c_8670
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "crédito agrícola"@pt, "Crédito agrícola"@es, "agricultural credit"@en, "crédit agricole"@fr .

agrovoc:c_331092
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "microcrédito"@pt, "microcrédit"@fr, "Microcrédito"@es, "microcredit"@en .

agrovoc:c_1858
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "Crédito cooperativo"@es, "crédito cooperativo"@pt, "cooperative credit"@en, "crédit coopératif"@fr, "crédito cooperativo"@pt-BR .

agrovoc:c_9077
  a skos:Concept ;
  ns0:hasObjectOfActivity agrovoc:c_1954 ;
  skos:prefLabel "atividade bancária"@pt-BR, "actividade bancária"@pt, "activité bancaire"@fr, "Actividad bancaria"@es, "banking"@en .

agrovoc:c_4946
  a skos:Concept ;
  ns0:isAffectedBy agrovoc:c_1954 ;
  skos:prefLabel "Hipoteca"@es, "hipoteca"@pt, "hypothèque"@fr, "mortgages"@en .

agrovoc:c_4409
  a skos:Concept ;
  ns0:hasObjectOfActivity agrovoc:c_1954 ;
  skos:prefLabel "empréstimo"@pt, "loans"@en, "prêt"@fr, "Préstamo"@es .

agrovoc:c_15684
  a skos:Concept ;
  ns0:hasObjectOfActivity agrovoc:c_1954 ;
  skos:prefLabel "octroi de prêt"@fr, "lending"@en, "empréstimo"@pt-BR, "Préstamo"@es .

agrovoc:c_1272
  a skos:Concept ;
  ns0:hasObjectOfActivity agrovoc:c_1954 ;
  skos:prefLabel "leasing de capital"@pt-BR, "locação financeira"@pt, "Contrato de crédito"@es, "capital leasing"@en, "crédit bail"@fr .

agrovoc:c_2902
  a skos:Concept ;
  ns0:hasObjectOfActivity agrovoc:c_1954 ;
  skos:prefLabel "instituição financeira"@pt, "institution financière"@fr, "financial institutions"@en, "Institución financiera"@es .

agrovoc:c_3626
  a skos:Concept ;
  skos:prefLabel "compra a crédito"@pt-BR, "compra a crédito"@pt, "Compra a crédito"@es, "hire purchase"@en, "location vente"@fr ;
  skos:related agrovoc:c_1954 .

agrovoc:c_9f2b9344
  a skos:Concept ;
  skos:prefLabel "acesso ao financiamento"@pt, "Acceso a la finanza"@es, "accès au financement"@fr, "access to finance"@en ;
  skos:related agrovoc:c_1954 .

agrovoc:c_29785
  a skos:Concept ;
  ns0:makeUseOf agrovoc:c_1954 ;
  skos:prefLabel "Financiación"@es, "financement"@fr, "financing"@en, "financiamento"@pt-BR, "financiamento"@pt .

agrovoc:c_2901
  a skos:Concept ;
  skos:narrower agrovoc:c_1954 ;
  skos:prefLabel "finança"@pt, "Finanza"@es, "finance"@en, "finance"@fr .

agrovoc:c_28650
  a skos:Concept ;
  skos:broader agrovoc:c_1954 ;
  skos:prefLabel "crédito comercial"@pt, "Créito comercial"@es, "commercial credit"@en, "crédit commercial"@fr .