@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix skosxl: <http://www.w3.org/2008/05/skos-xl#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ns0: <http://art.uniroma2.it/ontologies/vocbench#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix ns1: <http://aims.fao.org/aos/agrontology#> .
@prefix nalt: <https://lod.nal.usda.gov/nalt/> .

agrovoc:xl_es_1299523228780
  a skosxl:Label ;
  dc:created "1981-01-23T00:00:00Z"^^xsd:dateTime ;
  dc:isReplacedBy agrovoc:xl_es_2afe239f ;
  dc:modified "2024-07-03T16:11:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "2902"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Instituciones financieras"@es .

agrovoc:xDef_1fbeb82b
  rdf:value "An organization or entity engaged in the management of money, investments and financial transactions. They can take many forms, including banks, credit unions, insurance companies, investment firms and stock exchanges. They may offer a range of services, such as deposit accounts, loans, investment products, insurance policies and payment services."@en ;
  ns0:hasSource "Riemer, O., Mairaj Shah, T. & Müller, A. 2023. The role of true cost accounting in guiding agrifood businesses and investments towards sustainability – Background paper for The State of Food and Agriculture 2023. FAO Agricultural Development Economics Working Paper, No. 23-13. Rome, FAO. https://doi.org/10.4060/cc8422en" ;
  dc:created "2023-11-21T16:48:12"^^xsd:dateTime ;
  dc:modified "2025-02-11T15:31:01"^^xsd:dateTime .

agrovoc:xl_pt_1299523229281
  a skosxl:Label ;
  dc:created "1998-08-04T00:00:00Z"^^xsd:dateTime ;
  dc:modified "2021-06-16T21:24:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "2902"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "instituição financeira"@pt .

agrovoc:xl_fr_1299523228826
  a skosxl:Label ;
  dc:created "1981-01-21T00:00:00Z"^^xsd:dateTime ;
  dc:modified "2021-05-24T17:34:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "2902"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "institution financière"@fr .

agrovoc:xl_en_1299523228760
  a skosxl:Label ;
  dc:created "1981-01-09T00:00:00Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "2902"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "financial institutions"@en .

agrovoc:xl_es_2afe239f
  a skosxl:Label ;
  dc:created "2024-07-03T16:11:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "2902"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Institución financiera"@es .

<http://agrotermos.dados.embrapa.br/agrotermos>
  a owl:owOntology, skos:ConceptScheme ;
  skos:prefLabel "Agrotermos"@es, "Agrotermos"@en, "Agrotermos"@pt-BR .

skos:prefLabel rdfs:comment "A resource has no more than one value of skos:prefLabel per language tag."@en .
agrovoc:c_2902
  a skos:Concept ;
  ns1:hasGoalOrProcess agrovoc:c_29785 ;
  ns1:hasObjectOfActivity agrovoc:c_1954, agrovoc:c_50218 ;
  ns1:isAffectedBy agrovoc:c_3902 ;
  dc:created "2012-02-03T16:39:10Z"^^xsd:dateTime ;
  dc:modified "2025-10-26T08:43:16"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:broader agrovoc:c_50242 ;
  skos:definition agrovoc:xDef_1fbeb82b ;
  skos:exactMatch <http://eurovoc.europa.eu/1452>, nalt:40191, <http://metadata.un.org/thesaurus/1002332> ;
  skos:hiddenLabel "Instituciones financieras"@es ;
  skos:inScheme <http://agrotermos.dados.embrapa.br/agrotermos> ;
  skos:narrower agrovoc:c_812 ;
  skos:prefLabel "Institución financiera"@es, "financial institutions"@en, "institution financière"@fr, "instituição financeira"@pt ;
  skosxl:hiddenLabel agrovoc:xl_es_1299523228780 ;
  skosxl:prefLabel agrovoc:xl_pt_1299523229281, agrovoc:xl_fr_1299523228826, agrovoc:xl_es_2afe239f, agrovoc:xl_en_1299523228760 .

agrovoc:c_812
  a skos:Concept ;
  skos:broader agrovoc:c_2902 ;
  skos:prefLabel "Banco"@es, "banco (instituição financeira)"@pt, "banque"@fr, "banks"@en .

agrovoc:c_3902
  a skos:Concept ;
  ns1:affects agrovoc:c_2902 ;
  skos:prefLabel "seguro"@pt-BR, "seguro"@pt, "insurance"@en, "Seguro"@es, "assurance"@fr .

agrovoc:c_1954
  a skos:Concept ;
  ns1:isObjectOfActivity agrovoc:c_2902 ;
  skos:prefLabel "crédito"@pt, "Crédito"@es, "crédit"@fr, "credit"@en .

agrovoc:c_29785
  a skos:Concept ;
  ns1:isAchievedByMeansOf agrovoc:c_2902 ;
  skos:prefLabel "Financiación"@es, "financement"@fr, "financing"@en, "financiamento"@pt-BR, "financiamento"@pt .

agrovoc:c_50218
  a skos:Concept ;
  ns1:isObjectOfActivity agrovoc:c_2902 ;
  skos:prefLabel "fundos"@pt, "fonds"@fr, "Fondo"@es, "fund"@en .

agrovoc:c_50242
  a skos:Concept ;
  skos:narrower agrovoc:c_2902 ;
  skos:prefLabel "institution"@fr, "instituição"@pt, "institutions"@en, "Institución"@es .