@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix skosxl: <http://www.w3.org/2008/05/skos-xl#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix ns0: <http://aims.fao.org/aos/agrontology#> .

agrovoc:xl_es_0ea37bb6
  a skosxl:Label ;
  dc:created "2023-11-27T14:20:58"^^xsd:dateTime ;
  dc:modified "2024-07-03T16:05:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "0ea37bb6"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Acceso a las finanzas"@es .

agrovoc:xDef_e15729cd
  rdf:value "Access to finance is the ability of individuals or enterprises to obtain financial services, including credit, deposit, payment, insurance, and other risk management services."@en ;
  dc:created "2023-11-24T17:35:46"^^xsd:dateTime ;
  dc:source <https://en.wikipedia.org/wiki/Access_to_finance> .

agrovoc:xl_pt_5db71c80
  a skosxl:Label ;
  dc:created "2026-05-05T14:56:27"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "9f2b9344"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "acesso ao financiamento"@pt .

agrovoc:xl_es_b7839d7c
  a skosxl:Label ;
  dc:created "2024-07-03T16:05:42Z"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "9f2b9344"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Acceso a la finanza"@es .

agrovoc:xl_fr_fb5b6838
  a skosxl:Label ;
  dc:created "2023-11-27T14:21:35"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "9f2b9344"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "accès au financement"@fr .

agrovoc:xl_en_f7f7afe0
  a skosxl:Label ;
  dc:created "2023-11-24T17:34:59"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "9f2b9344"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "access to finance"@en .

<http://agrotermos.dados.embrapa.br/agrotermos>
  a owl:owOntology, skos:ConceptScheme ;
  skos:prefLabel "Agrotermos"@es, "Agrotermos"@en, "Agrotermos"@pt-BR .

skos:prefLabel rdfs:comment "A resource has no more than one value of skos:prefLabel per language tag."@en .
agrovoc:c_9f2b9344
  a skos:Concept ;
  ns0:isAffectedBy agrovoc:c_b707beca ;
  dc:created "2023-11-24T17:34:59"^^xsd:dateTime ;
  dc:modified "2026-05-05T14:56:27"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:altLabel "Acceso a las finanzas"@es ;
  skos:broader agrovoc:c_2901 ;
  skos:definition agrovoc:xDef_e15729cd ;
  skos:inScheme <http://agrotermos.dados.embrapa.br/agrotermos> ;
  skos:prefLabel "access to finance"@en, "accès au financement"@fr, "Acceso a la finanza"@es, "acesso ao financiamento"@pt ;
  skos:related agrovoc:c_b13c934a, agrovoc:c_1954 ;
  skosxl:altLabel agrovoc:xl_es_0ea37bb6 ;
  skosxl:prefLabel agrovoc:xl_en_f7f7afe0, agrovoc:xl_fr_fb5b6838, agrovoc:xl_es_b7839d7c, agrovoc:xl_pt_5db71c80 .

agrovoc:c_b13c934a
  a skos:Concept ;
  skos:prefLabel "inclusão financeira"@pt-BR, "inclusion financière"@fr, "Inclusión financiera"@es, "financial inclusion"@en ;
  skos:related agrovoc:c_9f2b9344 .

agrovoc:c_b707beca
  a skos:Concept ;
  ns0:affects agrovoc:c_9f2b9344 ;
  skos:prefLabel "Finanzas digitales"@es, "digital finance"@en, "finance numérique"@fr .

agrovoc:c_1954
  a skos:Concept ;
  skos:prefLabel "crédito"@pt, "Crédito"@es, "crédit"@fr, "credit"@en ;
  skos:related agrovoc:c_9f2b9344 .

agrovoc:c_2901
  a skos:Concept ;
  skos:narrower agrovoc:c_9f2b9344 ;
  skos:prefLabel "finança"@pt, "Finanza"@es, "finance"@en, "finance"@fr .