@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ns0: <http://art.uniroma2.it/ontologies/vocbench#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix skosxl: <http://www.w3.org/2008/05/skos-xl#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix ns1: <http://aims.fao.org/aos/agrontology#> .

agrovoc:xDef_d4e86e34
  rdf:value "La possibilité pour les individus et les entreprises d’accéder à moindre coût à toute une gamme de produits et de services financiers utiles et adaptés à leurs besoins (transactions, paiements, épargne, crédit et assurance) proposés par des prestataires fiables et responsables."@fr ;
  ns0:hasSource "The World Bank, cited in FAOTERM" ;
  dc:created "2023-01-06T09:17:37"^^xsd:dateTime .

agrovoc:xDef_b28751d8
  rdf:value "Significa, para personas físicas y empresas, tener acceso a productos financieros útiles y asequibles que satisfagan sus necesidades —transacciones, pagos, ahorros, crédito y seguro— prestados de manera responsable y sostenible."@es ;
  ns0:hasSource "The World Bank, cited in FAOTERM" ;
  dc:created "2023-01-06T09:17:09"^^xsd:dateTime .

agrovoc:xDef_31ecfbd4
  rdf:value "Financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs – transactions, payments, savings, credit and insurance – delivered in a responsible and sustainable way."@en ;
  ns0:hasSource "The World Bank, cited in FAOTERM" ;
  dc:created "2023-01-06T09:16:31"^^xsd:dateTime .

agrovoc:xl_pt-BR_7a28661c
  a skosxl:Label ;
  dc:created "2024-12-19T13:39:53"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b13c934a"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "inclusão financeira"@pt-BR .

agrovoc:xl_fr_6406dbc7
  a skosxl:Label ;
  dc:created "2023-01-06T09:15:22"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b13c934a"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "inclusion financière"@fr .

agrovoc:xl_es_c8e15224
  a skosxl:Label ;
  dc:created "2023-01-06T09:15:22"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b13c934a"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Inclusión financiera"@es .

agrovoc:xl_en_9356f3c9
  a skosxl:Label ;
  dc:created "2023-01-06T09:14:16"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b13c934a"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "financial inclusion"@en .

<http://agrotermos.dados.embrapa.br/agrotermos>
  a owl:owOntology, skos:ConceptScheme ;
  skos:prefLabel "Agrotermos"@es, "Agrotermos"@en, "Agrotermos"@pt-BR .

skos:prefLabel rdfs:comment "A resource has no more than one value of skos:prefLabel per language tag."@en .
agrovoc:c_b13c934a
  a skos:Concept ;
  ns1:isAffectedBy agrovoc:c_b707beca ;
  dc:created "2023-01-06T09:14:16"^^xsd:dateTime ;
  dc:modified "2025-04-09T09:36:52"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:broader agrovoc:c_6f4ce444 ;
  skos:definition agrovoc:xDef_d4e86e34, agrovoc:xDef_31ecfbd4, agrovoc:xDef_b28751d8 ;
  skos:inScheme <http://agrotermos.dados.embrapa.br/agrotermos> ;
  skos:prefLabel "financial inclusion"@en, "Inclusión financiera"@es, "inclusion financière"@fr, "inclusão financeira"@pt-BR ;
  skos:related agrovoc:c_9f2b9344 ;
  skosxl:prefLabel agrovoc:xl_en_9356f3c9, agrovoc:xl_es_c8e15224, agrovoc:xl_fr_6406dbc7, agrovoc:xl_pt-BR_7a28661c .

agrovoc:c_6f4ce444
  a skos:Concept ;
  skos:narrower agrovoc:c_b13c934a ;
  skos:prefLabel "inclusão"@pt-BR, "inclusion"@fr, "inclusion"@en, "Inclusión"@es .

agrovoc:c_9f2b9344
  a skos:Concept ;
  skos:prefLabel "acesso ao financiamento"@pt, "Acceso a la finanza"@es, "accès au financement"@fr, "access to finance"@en ;
  skos:related agrovoc:c_b13c934a .

agrovoc:c_b707beca
  a skos:Concept ;
  ns1:affects agrovoc:c_b13c934a ;
  skos:prefLabel "Finanzas digitales"@es, "digital finance"@en, "finance numérique"@fr .