@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ns0: <http://art.uniroma2.it/ontologies/vocbench#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix skosxl: <http://www.w3.org/2008/05/skos-xl#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix ns1: <http://aims.fao.org/aos/agrontology#> .

agrovoc:xDef_2add131d
  rdf:value "Digital finance refers to the delivery of traditional financial services digitally, through devices such as computers, tablets and smartphones. Use of technology within the finance industry, especially for consumers to electronically access financial services and accounts."@en ;
  ns0:hasSource "United Nations. 2023. Fintech and Digital Finance for Financial Inclusion. https://www.un.org/sites/un2.un.org/files/fintech4_14_march_2023.pdf and European Commission. 2026. Overview of digital finance. https://finance.ec.europa.eu/digital-finance/overview-digital-finance_en" ;
  dc:created "2026-01-13T10:44:44"^^xsd:dateTime .

agrovoc:xl_es_2d222868
  a skosxl:Label ;
  dc:created "2026-01-13T11:42:07"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b707beca"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Finanzas digitales"@es .

agrovoc:xl_en_d17776d1
  a skosxl:Label ;
  dc:created "2026-01-13T10:36:58"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b707beca"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "digital finance"@en .

agrovoc:xl_fr_1d4cbaae
  a skosxl:Label ;
  dc:created "2026-01-13T11:25:09"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "b707beca"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "finance numérique"@fr .

<http://agrotermos.dados.embrapa.br/agrotermos>
  a owl:owOntology, skos:ConceptScheme ;
  skos:prefLabel "Agrotermos"@es, "Agrotermos"@en, "Agrotermos"@pt-BR .

skos:prefLabel rdfs:comment "A resource has no more than one value of skos:prefLabel per language tag."@en .
agrovoc:c_b707beca
  a skos:Concept ;
  ns1:affects agrovoc:c_b13c934a, agrovoc:c_9f2b9344 ;
  ns1:isObjectOfActivity agrovoc:c_ae8a5542 ;
  ns1:makeUseOf agrovoc:c_fed5891d ;
  dc:created "2026-01-13T10:36:58"^^xsd:dateTime ;
  dc:modified "2026-03-12T08:14:27"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:broader agrovoc:c_2901 ;
  skos:definition agrovoc:xDef_2add131d ;
  skos:editorialNote "La forma plural se usa más en español."@es ;
  skos:inScheme <http://agrotermos.dados.embrapa.br/agrotermos> ;
  skos:prefLabel "finance numérique"@fr, "digital finance"@en, "Finanzas digitales"@es ;
  skosxl:prefLabel agrovoc:xl_fr_1d4cbaae, agrovoc:xl_en_d17776d1, agrovoc:xl_es_2d222868 .

agrovoc:c_b13c934a
  a skos:Concept ;
  ns1:isAffectedBy agrovoc:c_b707beca ;
  skos:prefLabel "inclusão financeira"@pt-BR, "inclusion financière"@fr, "Inclusión financiera"@es, "financial inclusion"@en .

agrovoc:c_ae8a5542
  a skos:Concept ;
  ns1:hasObjectOfActivity agrovoc:c_b707beca ;
  skos:prefLabel "Servicio financiero digital"@es, "service financier numérique"@fr, "serviço financeiro digital"@pt, "digital financial services"@en .

agrovoc:c_fed5891d
  a skos:Concept ;
  ns1:isUsedIn agrovoc:c_b707beca ;
  skos:prefLabel "tecnologia financeira"@pt, "technologie financière"@fr, "Tecnología financiera"@es, "financial technology"@en .

agrovoc:c_9f2b9344
  a skos:Concept ;
  ns1:isAffectedBy agrovoc:c_b707beca ;
  skos:prefLabel "acesso ao financiamento"@pt, "Acceso a la finanza"@es, "accès au financement"@fr, "access to finance"@en .

agrovoc:c_2901
  a skos:Concept ;
  skos:narrower agrovoc:c_b707beca ;
  skos:prefLabel "finança"@pt, "Finanza"@es, "finance"@en, "finance"@fr .