@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ns0: <http://art.uniroma2.it/ontologies/vocbench#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix skosxl: <http://www.w3.org/2008/05/skos-xl#> .
@prefix void: <http://rdfs.org/ns/void#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .
@prefix owl: <http://www.w3.org/2002/07/owl#> .
@prefix rdfs: <http://www.w3.org/2000/01/rdf-schema#> .
@prefix ns1: <http://aims.fao.org/aos/agrontology#> .

agrovoc:xDef_3ccaf25f
  rdf:value "Financial services are economic services related to finance (e.g., payments, remittances, and credit) provided by financial institutions, accessed and delivered through traditional and digital channels."@en ;
  ns0:hasSource "Adapted from United Nations. 2023. Fintech and Digital Finance for Financial Inclusion. https://www.un.org/sites/un2.un.org/files/fintech4_14_march_2023.pdf" ;
  dc:created "2026-04-22T08:48:26"^^xsd:dateTime .

agrovoc:xl_es_8d4c0249
  a skosxl:Label ;
  dc:created "2026-04-22T08:34:18"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "d6c4fb00"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "Servicio financiero"@es .

agrovoc:xl_en_ee48791f
  a skosxl:Label ;
  dc:created "2026-04-22T08:29:47"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "d6c4fb00"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "financial services"@en .

agrovoc:xl_fr_095bcafc
  a skosxl:Label ;
  dc:created "2026-04-22T08:41:01"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "d6c4fb00"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "service financier"@fr .

agrovoc:xl_pt_38fda15a
  a skosxl:Label ;
  dc:created "2026-05-26T13:14:13"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:notation "d6c4fb00"^^agrovoc:AgrovocCode ;
  skosxl:literalForm "serviço financeiro"@pt .

<http://agrotermos.dados.embrapa.br/agrotermos>
  a owl:owOntology, skos:ConceptScheme ;
  skos:prefLabel "Agrotermos"@es, "Agrotermos"@en, "Agrotermos"@pt-BR .

skos:prefLabel rdfs:comment "A resource has no more than one value of skos:prefLabel per language tag."@en .
agrovoc:c_d6c4fb00
  a skos:Concept ;
  ns1:hasObjectOfActivity agrovoc:c_2901 ;
  ns1:makeUseOf agrovoc:c_fed5891d ;
  dc:created "2026-04-22T08:29:47"^^xsd:dateTime ;
  dc:modified "2026-05-28T17:07:54"^^xsd:dateTime ;
  void:inDataset <http://aims.fao.org/aos/agrovoc/void.ttl#Agrovoc> ;
  skos:broader agrovoc:c_6989 ;
  skos:definition agrovoc:xDef_3ccaf25f ;
  skos:exactMatch <http://metadata.un.org/thesaurus/1002340>, <http://eurovoc.europa.eu/8469> ;
  skos:inScheme <http://agrotermos.dados.embrapa.br/agrotermos> ;
  skos:narrower agrovoc:c_ae8a5542, agrovoc:c_9077 ;
  skos:prefLabel "serviço financeiro"@pt, "service financier"@fr, "financial services"@en, "Servicio financiero"@es ;
  skosxl:prefLabel agrovoc:xl_es_8d4c0249, agrovoc:xl_en_ee48791f, agrovoc:xl_pt_38fda15a, agrovoc:xl_fr_095bcafc .

agrovoc:c_9077
  a skos:Concept ;
  skos:broader agrovoc:c_d6c4fb00 ;
  skos:prefLabel "atividade bancária"@pt-BR, "actividade bancária"@pt, "activité bancaire"@fr, "Actividad bancaria"@es, "banking"@en .

agrovoc:c_ae8a5542
  a skos:Concept ;
  skos:broader agrovoc:c_d6c4fb00 ;
  skos:prefLabel "Servicio financiero digital"@es, "service financier numérique"@fr, "serviço financeiro digital"@pt, "digital financial services"@en .

agrovoc:c_fed5891d
  a skos:Concept ;
  ns1:isUsedIn agrovoc:c_d6c4fb00 ;
  skos:prefLabel "tecnologia financeira"@pt, "technologie financière"@fr, "Tecnología financiera"@es, "financial technology"@en .

agrovoc:c_2901
  a skos:Concept ;
  ns1:isObjectOfActivity agrovoc:c_d6c4fb00 ;
  skos:prefLabel "finança"@pt, "Finanza"@es, "finance"@en, "finance"@fr .

agrovoc:c_6989
  a skos:Concept ;
  skos:narrower agrovoc:c_d6c4fb00 ;
  skos:prefLabel "serviço"@pt-BR, "serviço"@pt, "service"@fr, "services"@en, "Servicio"@es .