@prefix agrovoc: <http://aims.fao.org/aos/agrovoc/> .
@prefix rdf: <http://www.w3.org/1999/02/22-rdf-syntax-ns#> .
@prefix ns0: <http://art.uniroma2.it/ontologies/vocbench#> .
@prefix dc: <http://purl.org/dc/terms/> .
@prefix xsd: <http://www.w3.org/2001/XMLSchema#> .
@prefix skos: <http://www.w3.org/2004/02/skos/core#> .

agrovoc:xDef_3ccaf25f
  rdf:value "Financial services are economic services related to finance (e.g., payments, remittances, and credit) provided by financial institutions, accessed and delivered through traditional and digital channels."@en ;
  ns0:hasSource "Adapted from United Nations. 2023. Fintech and Digital Finance for Financial Inclusion. https://www.un.org/sites/un2.un.org/files/fintech4_14_march_2023.pdf" ;
  dc:created "2026-04-22T08:48:26"^^xsd:dateTime .

agrovoc:c_d6c4fb00 skos:definition agrovoc:xDef_3ccaf25f .